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Applied Rating Index

The Applied Rating Index™ is the Canadian insurance industry’s premium rate index. Released on a quarterly basis, Applied Rating Index measures average premium rates for Personal Auto and Property lines of business. This index is derived from rates generated in Applied Rating Services™ and covers more than 80% of the independent brokerage market and 675 insurer rating plans, offering the most complete depiction of premium rate trends across the Canadian market. Insights derived from the Applied Rating Index provide a data-backed reference point to determine competitive rates and renewal opportunities.

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